Know Your Customer

KYC done right.
Every time.

Know Your Customer is the foundation of every AML programme. KYC Genie automates the entire CDD cycle — from identity verification and sanctions screening through to risk scoring, EDD workflows, and auditable sign-off — so you stay compliant without the manual overhead.

FATF 40 Recommendations 5AMLD / 6AMLD FCA MLR 2017 FinCEN CIP
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Regulatory obligations

The KYC rules regulated firms must follow

KYC obligations apply to every firm in scope of AML legislation. Here's the global framework KYC Genie keeps you ahead of.

Global
FATF 40 Recommendations
The Financial Action Task Force sets the global standard for AML/CFT. Recommendation 10 requires Customer Due Diligence (CDD) at onboarding and throughout the relationship — including beneficial ownership verification, ongoing monitoring, and risk-based EDD for higher-risk customers.
CDD at onboarding Risk-based approach Beneficial ownership
EU
5th & 6th AMLD
The EU's Anti-Money Laundering Directives directly embed FATF standards into member state law. 5AMLD introduced enhanced CDD for high-risk third countries and crypto assets. 6AMLD expanded the definition of money laundering predicate offences and strengthened cross-border cooperation obligations.
EDD for high-risk countries PEP screening 24 predicate offences
UK / US
FCA MLR 2017 & FinCEN CIP
The UK's Money Laundering Regulations 2017 (updated 2022) require FCA-supervised firms to verify identity on a risk-sensitive basis before establishing any business relationship. In the US, the Customer Identification Programme rule under the BSA mandates collection and verification of identity data for every new account opened.
Identity verification Ongoing monitoring SAR obligations
How KYC Genie solves it

Everything your KYC programme needs — in one platform

From first-touch identity checks through to re-screening, risk re-assessment, and auditable sign-off — KYC Genie covers the complete CDD lifecycle.

Identity Verification

Verify any individual in under a minute

Biometric liveness detection, government document authentication across 13,000+ document types, and instant proof-of-address extraction — all in a single frictionless flow that meets CDD standards across every major jurisdiction.

  • Biometric liveness + government ID match
  • 220+ countries and territories supported
  • Proof-of-address extraction from utility bills, bank statements
  • Non-document verification for low-risk onboarding flows
Identity Verification product
CDD Check — M. CHEN
DOB 1988-11-04 · HKG
liveness_detectionPASS
document_authPASS
face_match_score97.6%
poa_verifiedBank stmt
sanctions_checkNo match
CDD Complete
confidence: 99.1% · 38s elapsed
AML Screening — Individual
Sanctions · PEP · Adverse Media
Marcus Okafor
OFAC / UN PEP Check Adverse Media RCA Relatives
OFAC SDN ListCLEAR
UN ConsolidatedCLEAR
PEP DatabaseCLEAR
Adverse Media (60+ languages)CLEAR
AML Screening

Screen every customer against 1,500+ watchlists instantly

Every customer is screened at onboarding and continuously monitored for status changes. KYC Genie covers UN, OFAC, HM Treasury, EU, and 1,500+ global lists, plus PEP databases and adverse media in 60+ languages — with alerts triggering the moment something changes.

  • Global sanctions — UN, OFAC, HMT, EU, AUSTRAC, and more
  • PEP coverage including RCAs and close associates
  • Adverse media in 60+ languages using AI classification
  • Continuous monitoring — instant alerts on status changes
AML Screening product
Risk Assessment & EDD

Automated risk scoring — CDD or EDD, decided in seconds

KYC Genie scores every customer across jurisdiction risk, transaction volume, PEP exposure, source of funds, and document quality. Standard-risk customers are approved immediately. High-risk customers are automatically routed into EDD workflows — no manual case routing required.

  • Configurable risk matrix — no code changes required
  • EDD questionnaires triggered automatically at threshold
  • AI Autoflag surfaces risk signals across all customer data
  • Full audit trail — every decision logged for regulators
Assessment Report product
Risk Assessment — M. CHEN
entity_id: ENT-44217 · HKG
22
LOW RISK
Score 22 / 100 — Standard CDD
jurisdiction_risk
Low
pep_exposure
None
source_of_funds
Verified
transaction_vol
Med
Standard CDD — Approved
next_review: 12 months · audit_ref: KYC-44217
How it works

The complete KYC lifecycle — automated end to end

From onboarding a new customer to ongoing monitoring and periodic review — KYC Genie handles every step without manual hand-offs.

01
Verify Identity
Biometric liveness check and document authentication. Proof-of-address extraction. Completed in under a minute, on any device.
02
Screen Watchlists
Instant screening against 1,500+ global sanctions lists, PEP registries, and adverse media. Matches reviewed automatically.
03
Score Risk
Multi-factor risk score assigned instantly. Low-risk customers approved. High-risk customers automatically routed to EDD workflow.
04
Sign Off
Compliance team reviews flags and approves. Every decision is logged with full audit trail for FCA, FinCEN, or FATF examination.
05
Monitor Ongoing
Continuous watchlist re-screening and periodic risk reviews. Instant alerts when a customer's status changes between review cycles.
< 60s
Average time to complete CDD verification
0+
Global sanctions & watchlists covered
0+
Identity document types recognised
0%
Reduction in manual compliance effort
Know Your Customer

Ready to automate your entire KYC programme?

See how KYC Genie handles identity verification, AML screening, and risk-based CDD for your specific regulatory context — in a 30-minute walkthrough.

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