Identity Verification · No Documents Required

Verify identity
without the documents

Cross-check an individual's identity against credit bureaus and government databases instantly — no passport scans, no selfies, no friction.

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How it works

Name, DOB, address. That's all.

Non-document verification uses data your subject already provided to cross-check their identity across multiple authoritative sources — in seconds.

01
Provide basic details
Supply the individual's name, date of birth, address, and nationality — no document upload required.
02
Multi-bureau check
KYC Genie queries credit bureaus and government databases simultaneously to verify the identity.
03
2+2 matching
At least 2 independent identity matches and 2 independent address matches are required for a Clear result.
04
Instant verdict
Receive a Clear, Consider, or Attention result with a full breakdown of which sources matched and which didn't.
Non-document verification features

Frictionless identity. Uncompromised rigour.

Every layer of non-doc verification — from initial eligibility through 2+2 bureau matching to a complete result report — in one API call.

Multi-Bureau Check

Four bureaus. One instant decision.

Submit a name, date of birth, and address. KYC Genie simultaneously queries multiple credit bureaus and government databases, cross-referencing each source to produce a single, authoritative verdict.

  • Queries multiple bureaus and government databases in parallel
  • No document upload, scan, or selfie required
  • Results in seconds — automated, not manual
  • Clear / Consider / Attention verdict with full breakdown
Get started
Non-Document Check — James T. Harrison
Full name
J. T. Harrison
Date of birth
14 Mar 1981
Address
12 Elm St, London
Nationality
British
Checking bureaus…
Equifax UK Identity match
Experian UK Identity match
Electoral Roll Address match
Royal Mail PAF Address match
CLEAR  —  4 / 4 sources matched 2.3s
2+2 Verification
2 identity + 2 address sources required
Identity sources (2 required)
Credit bureau — Equifax
Credit bureau — Experian
Address sources (2 required)
Electoral roll
Royal Mail PAF
2+2 threshold met
All 4 required sources matched
CLEAR
2+2 Verification

The gold standard for documentless identity

2+2 verification requires independent confirmation from at least two identity sources and two address sources. A single bureau match isn't enough — you get redundancy built in by design.

  • Requires 2 independent identity source matches
  • Plus 2 independent address source matches
  • Sources include credit bureaus, electoral rolls, and postal data
  • Regulatory-grade standard accepted in UK, EU, US, and beyond
Get started
Result Report

Clear, Consider, or Attention — every time

Every check returns a structured result with a top-level verdict, a confidence score, and a per-source breakdown. Your compliance team can see exactly what matched, what didn't, and why.

  • Clear / Consider / Attention verdict with confidence score
  • Per-bureau breakdown — which sources matched or flagged
  • Results stored and auditable for compliance review
  • Webhook delivery so your system stays in sync in real time
Get started
Verification Result Clear
Confidence
88%
Identity — Equifax UK Matched
Identity — Experian UK Matched
Address — Electoral Roll Matched
Address — Royal Mail PAF Matched
Completed in 2.3s  ·  5 Mar 2026, 09:41
<5s
Average check completion time
2+2
Identity + address sources required
0 docs
Required from your subject
3
verdicts
Clear · Consider · Attention
Non-document verification

Verify without friction

Let your users skip the document upload. Bureau-backed identity verification that meets regulatory requirements — in seconds.

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