Know Your Business

Corporate due diligence
without the complexity.

KYB is harder than KYC. Corporate structures are layered, UBO chains are obscured, and documents span multiple jurisdictions. KYC Genie automates company verification, beneficial ownership mapping, and corporate AML screening — so you can onboard business clients with confidence, at scale.

FATF R.24 & R.25 EU 4AMLD / 5AMLD UBO Companies House / CRO FinCEN CDD Rule
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Regulatory obligations

The KYB rules you're required to follow

Beneficial ownership transparency is now a core regulatory requirement globally. Here's what firms dealing with corporate clients must comply with.

Global
FATF Recommendations 24 & 25
FATF Recommendation 24 requires countries to ensure that adequate, accurate, and up-to-date information on the beneficial ownership of legal persons is available to competent authorities. Regulated firms must obtain this information themselves and verify it before onboarding any corporate client.
Beneficial ownership verification 25% threshold rule Control mapping
EU
4AMLD & 5AMLD — UBO Registers
The 4th AMLD introduced mandatory UBO registers across all EU member states. The 5th AMLD made those registers publicly searchable and extended UBO obligations to trusts and other legal arrangements. Regulated firms must verify that UBO register data matches their own collected information as part of CDD.
UBO register cross-check Trust & foundation coverage EDD for complex structures
UK / US
PSC Register & FinCEN CDD Rule
UK firms must verify Persons with Significant Control per Companies House records. In the US, FinCEN's Customer Due Diligence Rule — effective 2018 — requires financial institutions to identify and verify the beneficial owners of legal entity customers at above 25% ownership or control threshold at account opening.
PSC register verification FinCEN 25% UBO rule Certification standard
How KYC Genie solves it

Automated KYB from company search to UBO sign-off

KYC Genie handles the full corporate onboarding journey — company data retrieval, UBO identification, individual verification for each beneficial owner, and risk-based sign-off.

Company Verification

Verify any registered company instantly

Search and verify registered companies across 200+ jurisdictions in seconds. KYC Genie retrieves incorporation data, registered address, company status, and directorship information directly from official registries — no manual document chasing required.

  • Live data from Companies House, CRO, and 200+ global registries
  • Certificate of incorporation and articles verification
  • Director and officer confirmation against registry records
  • Corporate sanctions and adverse media screening
Company Search product
Corporate Verification
Companies House · GB Registry
Nexavar Capital Limited
CRN: 09847123 · Incorporated 2017
Active — Good Standing
registered_addressVerified
directors_matched3 / 3
incorporation_docsVerified
sanctions_screeningNo match
Entity Verified
registry_match: 100% · UBO collection: ready
Beneficial Ownership Map
UBOs above 25% threshold
Nexavar Capital Limited
CRN: 09847123 · GB
James Hartwell 51% Verified
Priya Mehta 30% Verified
Orion Holdings BV 19% Below 25%
UBO Verification Complete
2 UBOs verified · threshold: 25% · compliant
Beneficial Ownership

Map and verify every UBO automatically

KYC Genie automatically identifies every beneficial owner above the 25% threshold, maps complex multi-layer ownership structures, and triggers identity verification for each individual UBO — ensuring your corporate onboarding meets FATF, 5AMLD, and FinCEN requirements without manual ownership tracing.

  • Automatic UBO identification from registry and self-declaration
  • Multi-layer corporate structure mapping
  • KYC triggered for each UBO above 25% threshold
  • Trust and nominee structure detection
AI Autoflag product
Corporate Risk Assessment

Risk-score the entity and every UBO — together

KYC Genie produces a consolidated corporate risk score combining entity-level factors (industry, jurisdiction, corporate structure complexity) with individual UBO risk signals (PEP exposure, adverse media, sanctions). High-risk corporate clients are automatically routed to enhanced due diligence workflows.

  • Combined entity + UBO risk scoring
  • Industry risk factor built in (DNFBP, high-risk sectors)
  • Corporate EDD questionnaires via the Questionnaire product
  • Consolidated assessment report for compliance sign-off
Assessment Report product
Corporate Risk — NEXAVAR CAPITAL
entity_id: CORP-09847 · GB
41
MEDIUM RISK
Score 41 / 100 — EDD questionnaire triggered
industry_sector
Med
corp_structure
Med
ubo_pep_exposure
Low
jurisdiction_risk
Low
EDD Required — Questionnaire Sent
source_of_funds requested · awaiting response
How it works

From company search to sign-off — in five steps

KYC Genie handles the entire KYB workflow — from entity lookup through UBO verification, risk scoring, and compliance sign-off — without spreadsheets or manual chasing.

01
Search Entity
Retrieve company data from official registries. Verify incorporation, address, directors, and company status automatically.
02
Map Ownership
Automatically identify all beneficial owners above 25% threshold. Map multi-layer structures including holding companies and trusts.
03
Verify UBOs
Each UBO is verified individually — biometrics, document auth, and AML screening. All completed within the same platform.
04
Score & Route
Consolidated entity + UBO risk score assigned. Standard-risk approved automatically. High-risk routed to EDD questionnaire workflow.
05
Sign Off
Compliance officer reviews the consolidated report and approves. Full audit trail maintained for FATF, FCA, or FinCEN examination.
0+
Company registries integrated globally
0+
Watchlists screened for every UBO
0%
Reduction in corporate onboarding time
0%
Audit trail coverage across every decision
Know Your Business

Ready to automate your corporate due diligence?

See how KYC Genie handles company verification, UBO mapping, and corporate risk assessment for your specific compliance programme — in a 30-minute walkthrough.

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