Fintech & Neobank Compliance

KYC built for the
speed of fintech

Neobanks, payment platforms, and lending apps need frictionless onboarding without FCA, PSD2, or AML regulatory risk. KYC Genie gives fintech teams a single compliance layer that works at the pace your users expect.

FCA / EMR PSD2 6AMLD FinCEN / BSA
Request a demo See how it works
Regulatory obligations

The rules fintech businesses must follow

Fast-growing fintech companies face the same AML rulebook as traditional banks. Here's what KYC Genie keeps you ahead of.

UK
FCA — EMR & PSR
The Electronic Money Regulations and Payment Services Regulations require FCA-authorised firms to verify customer identity before issuing e-money or processing payments. Failure to comply risks licence suspension and significant financial penalties.
CDD at onboarding Ongoing monitoring SAR filing
EU
PSD2 & 6AMLD
Payment service providers are subject to the full scope of the 6th Anti-Money Laundering Directive. Risk-based CDD is mandatory for all customers, with enhanced measures for high-risk relationships and cross-border correspondent arrangements.
EBA guidelines Risk-based CDD Cross-border EDD
US / Global
FinCEN & MSB Registration
Fintech companies processing payments to or from US persons must register with FinCEN as Money Services Businesses, implement a Customer Identification Programme, and file SARs for any suspicious activity detected.
CIP requirements SAR filing OFAC screening
How KYC Genie solves it

Compliance tools built for fintech's pace

Every KYC and AML obligation for fintech and neobanks — in one platform, with no integration sprawl or compliance gaps.

Identity Verification

Open accounts in under 60 seconds

Biometric liveness checks, government document authentication, and instant proof-of-address — all in a single mobile-first flow. Customers onboard in seconds; your compliance team is protected from the start.

  • Biometric liveness + government ID matching
  • Non-document verification for low-risk flows
  • Proof-of-address extraction and validation
  • 220+ regions, 13,000+ document types
Identity Verification product
KYC Check — J. BRENNAN
DOB 1995-03-24 · GBR
liveness_checkPASS
document_authPASS
face_match98.2%
sanctionsNo match
pep_checkClear
KYC Approved
confidence: 99.4% · 42s elapsed
AML Screening
Sanctions · PEP · Adverse Media
PayTech Digital Ltd
UN Sanctions PEP Adverse Media Regulatory Action
UN / OFAC SanctionsCLEAR
HM Treasury SDNCLEAR
PEP DatabaseCLEAR
Adverse MediaCLEAR
AML Screening

Screen every user against 1,500+ global watchlists

Instantly check customers and counterparties against the world's most comprehensive set of sanctions lists, PEP registries, and adverse media sources. Continuous monitoring flags status changes the moment they occur.

  • UN, OFAC, HM Treasury, EU, and 1,500+ lists
  • PEP coverage across 200+ jurisdictions
  • Adverse media screening in 60+ languages
  • Ongoing monitoring — alerts on status changes
AML Screening product
Risk-Based Compliance

Automated risk scoring that scales with your book

KYC Genie scores every customer on jurisdiction, transaction risk, document quality, and PEP exposure. Low-risk customers sail through. High-risk profiles trigger enhanced due diligence workflows — automatically, without manual triage.

  • Configurable risk rules — no code required
  • EDD workflows triggered automatically at high-risk thresholds
  • Risk-tiered monitoring — re-check frequency matches risk level
  • Complete audit trail for FCA examiners
Assessment Report product
Risk Assessment — J. BRENNAN
entity_id: ENT-88342 · GBR
18
LOW RISK
Score 18 / 100 — Standard monitoring
jurisdiction_risk
Low
pep_exposure
None
doc_quality
High
transaction_vol
Low
Account Approved
Standard monitoring · 6-month re-check
How it works

From sign-up to fully compliant in four steps

A unified onboarding flow that meets your FCA, PSD2, and AML obligations without adding friction for your users.

01
Collect Identity
Mobile biometric check and document authentication — completed in under a minute with no manual intervention required.
02
Screen & Score
Real-time sanctions, PEP, and adverse media screening. Automated risk scoring routes every customer to the right compliance tier.
03
Open Account
Low-risk customers activated instantly. High-risk thresholds trigger EDD workflows automatically — all within the same platform.
04
Monitor Continuously
Ongoing watchlist re-screening and risk re-scoring. Instant alerts fire the moment any customer's status changes.
< 2s
Average KYC API response time
0+
Sanctions & watchlists covered
0+
Countries & territories supported
0%
Reduction in manual review effort
Built for Fintech & Neobanks

Ready to make compliance your competitive advantage?

Talk to KYC Genie about FCA-compliant onboarding, AML screening, and risk scoring built for your product's pace.

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